Why should anyone be interested in helping you for free?The government benefits if it gives small business start up loans and that is why it helps.o Statistics show that small businesses number more than the big businesses.o Small businesses employ more than 50 percent of the work force.o Small businesses contribute to more than 50 percent of the nation’s GDP-Gross Domestic Product.o Small businesses are the principal source of new jobs.Starting a small business or expanding your small business is not easy. Expert guidance and help is given to you for free by SBA. The US Small Business Administration was established in 1953 and has business offices in every state. SBA works with thousands of lending, educational and training institutions nationwide. It does not provide grants but offers counseling. Government small business loans are offered to many entrepreneurs. Look up the web sites of the state economic development agencies to know if it is available in your state.SBA is only a guarantor of loans offered by banks and other private financial institutions. The lending institutions that agree to terms of the SBA provide loans to small businesses through SBA. In case of inability of repayment of loan within the stipulated time; the SBA pays the lender the agreed upon guarantee amount, and the borrower has to pay the SBA the entire amount.Can the SBA help you?Small business is one that is independently owned and operated and is not dominant in its field of operation. SBA has regulations to determine whether your business qualifies as a small business. You could look up the SBA website or federal government regulations to find out if your small business startup loan or small business loan for expansion qualifies. Your business has qualified then the next question that any lender would ask you, is: Do you have a business plan?Most lenders would require a detailed description of the business you are going to start up or expand. Look up the SBA site http://www.sba.gov/starting_business/index.html for planning options and counseling. The many things that SBA helps you iso Writing a business plano Getting the loano Marketingo Licenses and Lawso Patents and copyrightso Selling to government and abroado Hiring employeeso Buying the right equipment.Notable among it various programs are Small business loans for minorities, Small business loans for Women, Small business loans for veterans and young entrepreneurs. The various small business loan programs offered by SBA are.Basic 7(a) Loan GuarantyThis is the primary business loan program. It is offered to those who do not qualify for loans through the normal lending channels. The terms offered by SBA are more flexible. Valid loans are those where the proceeds of the loan are used for sound business purposes. The maturity is 10 to 25 years depending upon working capital and fixed assets. http://www.sba.gov/financing/sbaloan/7a.htmLoan PrequalificationLow income borrowers, disabled business owners, exporters, rural and specialized industries are the target for this program. Bad credit small business loans do not fall in this category. The applicant has a credit merit then it is easier to secure the loan. http://www.sba.gov/financing/sbaloan/prequalification.htmCertified Development Company (CDC), a 504 Loan ProgramThis is a variant of the Basic 7(a) loan to obtain real estate or equipment for expansion or modernization. http://www.sba.gov/financing/sbaloan/cdc504.htmMicro Loan, a 7(m) Loan ProgramThis is available in selected locations in most states. The SBA stand as guarantor to organizations that provided the loans, technical assistance and management for small scale financing. Not-for-profit child-care centers can also avail these loans for working capital or purchase of inventory or supplies. http://www.sba.gov/financing/sbaloan/microloans.htmDisaster RecoveryHome owners, Property owners in disaster areas qualify for this loan program. Term of the loan is 30 year and the rate of interest is below 8 percent for those who can obtain credit elsewhere and below 4 percent for those who cannot obtain credit elsewhere. http://www.sba.gov/disaster_recov/loaninfo/property.html

Where to buy beautiful rugs, floor mats and more. Including unique t-shirts, dresses, bags and artworks. All in one website with free shipping worldwide!

QueenNoble.com is the exclusive online art gallery and home décor online store where items were designed by artist QueenNoble Dr. Elle Ramirez. You can get all your home decorating needs in one place without worrying the shipping fee. You can collect all her original art pieces and open editions from your comfort zone in just few clicks. All original artworks will be shipped straight from the country of exhibition with free shipping worldwide. Home décor on QueenNoble is not your usual home decoration items. Every items were designed by QueenNoble Dr. Elle Ramirez exclusively made from handmade paintings turned to manipulated photos to make stunning designs for every home décor items such as the rugs, lamps, wall decors and more. Of course the original artworks of QueenNoble are all available to every collectors who collect only original artworks. The prints are premium quality, framed and ready to hang for everyone’s convenience. Rugs, lamps, pillows and others are designed by QueenNoble, and then manufactured by partnered companies in Europe and in The United States.

The artist And Designer QueenNoble

Dr. Elle Ramirez also known as QueenNoble is an American international fine arts artist, designer, sculptor, photographer and an author. Dr. Ramirez creates rare textured and embossed abstract artworks from wall sculptures to embossed paintings. Her career began from year 2006 up to this present day. (See Wikipedia.)

QueenNoble is known for her textured and embossed abstract artworks mimicking planets, natural stones and rocks, abstract engraved portraits, several monochromatic and vivid concepts.

“Live Minimal” is one of QueenNoble’s art books released year 2021. (See Google Scholar Books)

QueenNoble is also an author of several mental health books like “Quarantine: The Challenges During Quarantine and How to Keep Our Sanity”. QueenNoble is also the author of the Novel called, “The Cart Season 1”. (See more on Amazon)

One Of A Kind Products You Can Buy On QueenNoble

One of a kind luxury collectibles with certificate. Unique items designed and curated by QueenNoble Dr. Elle Ramirez are now available on the official website. One collectible is to one collector or owner. Collectibles can be a wallet, bag, a piece of art, a furniture, a dress or a shirt and more. A first come first served basis. Handmade with love and attention. Own something that no one has in the entire world. Only on QueenNoble. What will you get on the top of that? You will receive a certificate of authenticity upon receiving your item. Free shipping worldwide. Free repair and replacement in case of a major manufacture error. Most items are handmade and are genuine leather so slight imperfections are visible which are the signs of most genuine leathers in the market. Varieties of items and vast selections although items are very quick to be sold.

Who does not want a one of a kind item? It is really disliked to run to someone with the same exact dress in an occasion or a business meeting! Now on QueenNoble not only original hand-painted artworks are available now you get to wear an art yourself anywhere and anytime. Display a furniture or a décor and be asked by a friend or a colleague, “Where can I buy one?” and of course the answer is “You can’t buy that in the market.” Because It is only one!

What happens after you buy a one of a kind on QueenNoble? The price increases yearly for 10 years. What an investment for yourself or a luxurious lifetime gift for a special someone!

From the author’s words:

If you are a collector and a shopper, QueenNoble is definitely where to go specially if you are looking for unique designer’s décor such as rugs, comforters, bags, wall art etc. A lot of selections to choose from. The designs are contemporary and modern. In one look you know where the products are from since you can only find them on queennoble.com. The processes are also very convenient and shipping is fast worldwide.

I bought a one of a kind bag. When I received it it came with an envelope consisting the certificate. The leather bag is stunning. Fast shipping and free delivery. They also offer free repair in case there is a manufacturer error for free.

Note also that if you are a merchant you can sign up on their trading program. There is a 15-30% commission. Less work for you all you do is share the url of the product and your designated coupon code which you’ll receive when you sign up and you get paid everytime someone uses your coupon code. Sound interesting right? Copy code, share url and code on your social media and earn as you go.

QueenNoble is also on Saatchiart, Artmajeur, Singulart Galleries. On QueenNoble’s original artworks, all artworks with certificate of authenticity will be shipped straight to the collector from the current exhibited country and also free shipping worldwide.

Blinds and curtains are the go-to window treatments for providing shade from daylight. But which shading solution is better? This article discusses four reasons why blinds could be the best way to cover a window and prevent light from coming through.

Daylight shading
Blinds have the upper hand in blocking light because they are installed much closer to the windowpane than curtains. Their positioning means that blinds let less light through because the gaps are smaller.

For example, a roller blind can be positioned very close to the glass, ensuring minimal light enters the room. In contrast, most curtains are less effective because they bunch together, creating numerous gaps where light can slip through.

Cassette blinds can be fitted with side channels which hold the fabric in place and ensure that there are no gaps in the system for light to travel through. Coupled with a piece of blackout fabric, you’re guaranteed complete darkness. On the other hand, it’s more challenging to achieve total darkness using curtains because most of them are pleated, which lets small amounts of light through.

The type of window matters
You’d be surprised how many types of windows you’d find if you explored a range of properties. Some buildings have overhead windows or skylights, while others have windows installed on an angled wall. Curtains would not be suitable for these awkwardly placed windows because gravity would pull the material down.

Instead of having a curtain hanging down, blinds can be installed with the side channels we mentioned earlier. The blind side channels ensure that the fabric stays in place and the desired level of shading is achieved.

More ventilation
On a hot day, it’s crucial to get ventilation, particularly in countries such as the UK, where most buildings are not air-conditioned. Consider a teacher in a school who needs to open the windows but also needs to block out the sun’s glare to see the interactive whiteboard.

A blind can be fitted with side channels which ensure that the window can be opened without the wind blowing the blind and creating a distracting noise. This is another example of a unique situation where a curtain would not be appropriate.

Commercial and residential properties
Blinds are installed in commercial settings and residential properties. You wouldn’t think twice if you saw a blind in your friend’s home or your workplace. But you may scratch your head if you walk down the local high street and there is a curtain covering the large windows of your favourite restaurant. Blinds that are fitted in retail settings have a special fabric with an open weave that allows you to see through it. These blinds still provide some shading from daylight without obscuring views.

Blinds can be fitted in offices, retail settings, schools, hotels, leisure centres and just about any other building you can think of. Curtains are an excellent addition to building interiors, but they are mainly limited to homes, hospitals and the hospitality sector.

Summary

Based on these four points, blinds are more versatile than curtains. There is a huge range of blind types and excellent options to control the blind. Electric is a common control choice for luxury properties, but the metal control chain is the standard mechanism selected for blinds. Vertical and Venetian blinds are universally used in homes and commercial settings.